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About Us

Expert Pension Solutions (or EPS) provides actuarial valuations of pension rights  for divorcing couples.  EPS is owned and managed by a number of the actuaries who provided support to market-leading pensions on divorce company Bradshaw Dixon & Moore (or BDM) throughout its existence.  The actuarial team therefore has a vast combined experience of helping clients through the process of arriving at a financial settlement in their divorce proceedings.  The EPS service involves the provision of expert witness, Court-compliant, actuarial valuation reports on pension rights.

Our team of actuaries and medical assessors is supported administratively through our office in Littlehampton, West Sussex.  Most of the administration team also worked with BDM, so EPS retains that valuable experience.  EPS is headed up by our MD, Mr Philip Ingram, who has over 30 years of experience in the life and pensions sectors.


Meet the Team

  Philip Ingram

Phil has over 30 years’ experience in UK and European life and pensions businesses. With a degree from Warwick University, he has been a Fellow of the Institute and Faculty of Actuaries for over 25 years.  Phil has worked on pension valuations for divorce settlements for a number of years, including several with BDM.

Phil’s great passion is cycling.  He takes every opportunity, when not helping out with the local Citizens Advice Bureau or as a pension trustee, to get out on the road both in the UK and all over the world.

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  Richard Pinder

Richard has been a Fellow of the Institute and Faculty of Actuaries for over 10 years having graduated from Southampton University. He worked for two of the leading actuarial consultancies in the UK for several years before joining the pensions on divorce team at BDM.  EPS now benefits from Richard’s vast experience of pensions valuations in divorce settlements.

Richard has had to put his hobbies to one side having recently become married and sailed around the Mediterranean on his honeymoon.  Nevertheless, we’re sure he’ll be allowed a garden shed of his own at some point in the future to potter around in!

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  Philip Clark

Phil has over 30 years’ experience advising pension scheme trustees. With a degree from Nottingham University, he has been a Fellow of the Institute and Faculty of Actuaries since 2006.  Phil worked in a consulting capacity for pension on divorce company BDM until its closure in 2018.

Music takes up a great deal of Phil’s spare time.  He currently plays trombone with the Leeds Symphony Orchestra and has even had a spell with the world famous Black Dyke Band.  When not blowing, he manages to find the time to play golf or turn a Christmas present on his lathe.

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  Mel Hodges

Mel is a graduate of Portsmouth University and has been a fellow of the Institute and Faculty of Actuaries since 1999. Having worked in several insurance and re-insurance companies Mel now runs her own actuarial consultancy in addition to working alongside our other actuarial team members.  EPS benefits from her valuable experience of pensions on divorce work gained through her previous association with BDM.

Mel would like to have spare time but is too busy bringing up her family!

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  Susan Emms

Susan has many years of experience working in the pensions and insurance industry, including spells with Mercer and Prudential.  She is an Associate of the Chartered Insurance Institute.

Susan is our lead administrator.  She works with clients to obtain the information needed from pension providers in order for our actuarial team to write their reports.  Susan built up her vast experience in the pensions on divorce field whilst working for BDM.

Susan’s family are old enough to no longer need her full attention.  Her spare time is now spent visiting the theatre, walking, and occasionally even running, along the local beach.

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  Richard Kitchen

Richard’s extensive background in Life Assurance medical underwriting makes him the ideal choice to provide expertise when performing longevity assessments.  His skills, honed  during his time at BDM, are now being utilised by EPS.

A keen sportsman (cricket and golf) means that he is never short of something to do in his spare time!

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